Rental Loans

Easy Funding

for all of

Your Rental Properties

Want to finance a new purchase, refinance a property, or free up cash in your rental portfolio?

Inclusive Properties makes rental financing easy with our advanced online platform and flexible loan options.

Rental Property Financing Made Easy

Real estate investment loans don’t have to be difficult. At Inclusive Properties, we realize you don’t have time for inconsistent human decisions and slow, paper-based processes you get from other lenders.

You can even forget about searching for pay stubs and W-2s, we don’t verify your income or employment.

Our tech-forward platform eliminates time-consuming tasks, putting everything at your fingertips. Quickly apply with ease, get pre-qualified, and track your loan’s status – the more you do, the easier it gets.

Competitive Rates

Maximize your returns with robust capital, high leverage, competitive rates and a variety of loan options

Fast & Simple Process

Forget pay stubs and W-2s

Flexibility & Support

A dedicated team will help maximize your ROI and provide a simplified experience

6.75%

Loans from

Rates as Low as

After Year 3

LTV - Loan to Value

$100K to $30M

Up to 80%

No Pre-Payment Penalty

Fully Amortizing

5/1 & 7/1 ARMs

30 Yr Fixed Rates

Interest-Only Options

Rental Investment Loans

Purchase, Rate & Term, and Cash-Out Refinance options are available for Single-Family (SFR), PUDs, 2-4 Units, and Condos.

Get Pre-Qualified Online

Close in as few as 14 business days to compete with cash buyers

Schedule a Call

No need to drain your own funds. We offer up to 85% LTV

Submit Your Application

Maximize your returns with our competitive fix and flip/bridge loan rates

Three Easy Steps and You are on Your Way!

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Adjustable-Rate Mortgages

Many Investors turn to adjustable-rate mortgage (ARM) options to increase their monthly cash flow.

An ARM starts with a fixed rate for a set period of time. After this initial fixed period, the rate can adjust depending on market conditions.

5/1 ARM

Fixed rate for the first 5 years with fully amortizing and interest-only options

7/1 ARM

Fixed rate for the first 7 years with fully amortizing and interest-only options

DSCR Loan

Long-term rental loans are also known as debt service coverage ratio (DSCR) loans or no-income mortgages.

What does this mean to you?

No tax or personal income documents needed

Loans are based on the rental property's cash flow

Flexible qualification guidelines

Did you know?

DSCR is a ratio that measures and determines the maximum loan amount when you apply for a new loan or refinance an existing one.

DSCR measures the asset's ability to pay the property's mortgage and expenses the higher it is, the more leverage an investor like you can get.