SBA Loan Products
At low rates and longer repayment terms, get business financing that won’t slow you down!
SBA 7(a) Loan
Since 7(a) loans are backed by the Small Business Administration (SBA), lenders are able provide lower interest rates and longer repayment terms compared to other business financing options.
Because you pay less in monthly interest with an SBA 7(a) loan, you have the cash flow to successfully operate and grow your business.
Rates as low as Prime +2.75%
Up to 90% loan-to-value
Up to $5M in funding
Terms of up to 25 years
No balloon payments
Express Loans
Is your business growing but you don’t have the cash flow to keep up with demand? Our Celtic Express loan was designed to help growing businesses get the working capital they need—fast. You can pre-qualify for financing in as little as ten minutes.
As a preferred SBA lender, we approve loan applications in-house, which accelerates your time to funding. On top of an easy application and quick approval times, you also get lower rates and longer repayment terms than with conventional loans.
Our express loan gives business owners the working capital to buy equipment, get working capital, stock inventory, hire staff and more.
Rates at, or below prime + 2.75%
Up to $150K in funding
Terms of up to 10 years
No prepayment penalties
SBA 504 Loans
As a preferred SBA lender, we approve loan applications in-house, which accelerates your time to funding. On top of an easy application and quick approval times, you also get lower rates and longer repayment terms than with conventional loans.
Get Fixed Rates for Commercial Real Estate and Equipment
Long-term fixed rates
Up to 90% loan-to-value
Can fund projects over $5M
Terms up to 20 years
No balloon payments
SBA Construction and USDA B&I Loans
Small Business Construction Financing
Break ground and build your business with a fast, affordable business loan
Our SBA Construction and USDA B&I loans are perfect for those looking to start construction on a new location. With flexible payment terms and affordable interest rates, we structure each loan with your business in mind. Plus, each loan is approved in-house, which means less waiting and a faster start to your build.
Up to 90% loan-to-value
Up to $5M in funding ($10M with USDA)
Terms of up to 25 years
No balloon payments
No upfront fees—appraisals won’t be ordered until loan is approved
No prepayment penalty after three years
Investment Financing Made Easy
We understand that obtaining a mortgage can be a complex and overwhelming process, but with our expertise and support, we will make it easier for you.
Take the first step towards achieving your 2024 real estate goals and schedule a free mortgage consultation today to start the loan process.
Our team will guide you through each step of the process, ensuring a smooth and efficient experience. During the consultation, we will discuss your financing goals and explore various mortgage options available to you.